• Manage the full lifecycle of domestic and international loan transactions, including sourcing, structuring, execution, and ongoing administration.
• Coordinate with banks and financial institutions to negotiate loan terms, facilities, and covenants that align with the company’s financing needs.
• Prepare, review, and submit all necessary documentation related to loan agreements and promissory notes.
• Liaise closely with the legal team to ensure loan contracts and agreements are accurately drafted, reviewed, and executed.
• Monitor loan disbursements, principal repayments, interest payments, and other related financial obligations to ensure timely and accurate settlements.
• Maintain comprehensive loan records, including contract terms, repayment schedules, and compliance with covenants.
• Oversee compliance with regulatory requirements and ensure timely submission of relevant disclosures to the Securities and Exchange Commission (SEC) and other regulatory bodies.
• Collaborate with treasury, accounting, and audit teams to reconcile loan accounts and support internal and external audits.
• Prepare detailed reports and analyses on loan portfolio status, cash flow impact, interest expense forecasts, and refinancing opportunities for senior management.
• Support loan renewal, refinancing, and restructuring activities as needed to optimize the company’s capital structure and cost of funding.
• Stay updated on market trends, interest rate movements, and regulatory changes affecting the loan market to provide strategic insights.
• Assist investor relations by preparing loan-related information and responding to queries from investors and analysts.
• Perform additional duties and ad-hoc projects as assigned.